Download · v1.2.0

Lightning Pay Wallet.
Free, open source,
non-custodial.

The Bitcoin and Lightning wallet for Windows, macOS, and Linux — with iOS and Android apps coming back soon. No signup, no KYC, no account to lose. Install in 60 seconds — your keys never leave your device.

Your keys, your deviceReproducible buildsLightning out of the box
Lightning Pay Wallet dashboard — Bitcoin Lightning wallet app showing BTC/USD portfolio, asset allocation and volatility hedge
Get the app

Choose your platform

Only official source
Always install from lightningpay.info/download — bookmark this page. Current release v1.2.0. Advanced users can also grab binaries from GitHub releases (secondary mirror).
We will never ask for your recovery phrase
Not by email, DM, support chat, pop-up, or any website. Anyone who asks is trying to steal your funds. Your 12-word phrase is entered only inside the Lightning Pay app you installed from this page.
What you're downloading

A Bitcoin wallet that does everything in five minutes

Lightning Pay Wallet is a free, open-source Bitcoin wallet app with native Lightning, USDC and USDT stablecoin balances, and an optional Visa card that lets you spend BTC anywhere Visa works. Fully non-custodial — no signup, no KYC, no account to reset.

Bitcoin + Lightning

On-chain and instant Lightning payments from one balance.

USDC & USDT

Hold stablecoins on Lightning, alongside BTC.

Bitcoin Visa card

Optional — spend BTC anywhere Visa is accepted.

Non-custodial

12-word seed generated on device. Keys never leave it.
System requirements

Runs on what you already own

Windows
10 or 11 (64-bit) · 4 GB RAM · 500 MB disk
macOS
12 Monterey or newer · Apple Silicon or Intel · 4 GB RAM
Linux
Ubuntu 22.04+ · Fedora 39+ · Arch · Debian 12+ · AppImage & .zip
Mobile
iOS & Android apps are being rebuilt — coming back soon
60-second install

From download to first payment

  1. 1

    Click your platform

    Installer downloads from the Lightning Pay CDN — a signed, reproducibly-built release.
  2. 2

    Run the installer

    macOS: drag to Applications. Windows: accept the signed SmartScreen prompt. Linux: chmod +x the AppImage.
  3. 3

    Open the app

    Choose Create new wallet or Restore from seed.
  4. 4

    Write your 12 words on paper

    Confirm three. Set a PIN. Never screenshot the seed.
  5. 5

    You're done

    The wallet is ready to receive Bitcoin or Lightning payments.
Why this wallet

Built for people who actually hold the keys

Desktop done right

Pair a hardware wallet (Ledger, Trezor, Coldcard, BitBox), run multiple wallets side-by-side, and verify receive addresses on a real screen.

Lightning, zero setup

No channel management, no watchtowers, no inbound-liquidity puzzles. Instant, sub-cent payments to any BOLT11 invoice or Lightning Address.

Auditable, by design

MIT-licensed source on GitHub. Reproducible desktop builds. Two independent security audits and a public bug bounty.
Verify what you downloaded
Every release is signed with the Lightning Pay release key and built reproducibly from source. Compare the SHA-256 hash against the value posted on the releases page and verify the GPG signature against the key on our keybase profile. Reproducible builds mean you can re-compile from source and get a byte-identical artifact.
Fees

You pay only when you act

The wallet is free. Holding Bitcoin or stablecoins is free.

  • 0.1% — in-wallet swaps
  • 0.5% — fiat on/off-ramp network markup
  • 0.1% — bill pay
  • 0% — monthly · 0% — FX on the card

See the full fee schedule →

Switching wallets

Already use another Bitcoin wallet?

Any BIP-39 12- or 24-word seed works. Restore it during onboarding and Lightning Pay Wallet shows your full Bitcoin balance and history — no funds move, you’re just giving the app a view of the same wallet.

Coming from Muun, Blue Wallet, Cash App, Strike, or Phoenix? See the side-by-side comparisons for an honest look at what changes.